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As banking business innovations continue to increase, non-credit obligation assets now account for a fairly large proportion of banks' total assets. As a result, the previous methods of asset quality classification, which mainly aim to disclose nonperforming loans, no longer describe the current features of bank assets.

As a Lao saying goes, one piece of firewood does not make high flames, and a single wood stick does not make a fence. The Chinese believe that people, if united, are as strong as a fortress, and flame runs high if everyone adds wood to it. I am convinced that as long as our two countries trust each other and work together, we will create an even better future for our bilateral relations.

As a flagship infrastructure project, the new rail also will play an instrumental part in facilitating people-to-people exchanges, and the Bay Area could bring about equal treatment for Hong Kong and Macao residents living and working in the Bay Area.

As an annual event sponsored by Hong Kong broadcaster Phoenix TV, the beauty contest, in its 17th year, seeks out well-educated young women who have good taste. While the contestants are drawn from around the world, all are Chinese or of Chinese descent.

As for business-to-customer payments, "Currently, 55 percent of China's internet users have made a mobile payment versus only 19 percent of internet users in the US," Layman said.